Financial Statements
Consolidated Reports of Financial Condition
Dollar Amounts in Thousands
As of December 31
Assets
2022
2021
Cash and balances due from banks
$110,973
$183,866
Securities - Available-for-sale
64,408
25,463
Loans receivable
325,911
321,199
Less: Allowance for loan losses
2,743
2,631
Loans receivable, net
323,168
318,568
Premises and fixed assets
8,829
8,794
Other real estate owned
-
-
Goodwill
13,785
13,785
Other assets
7,131
6,821
Liabilities and Equity Capital
2022
2021
Interest-bearing deposits
$288,585
$307,466
Noninterest-bearing deposits
173,425
184,576
Other borrowed money
2,951
3,094
Other liabilities
7,272
6,880
Total liabilities
472,233
502,016
Total equity capital
56,061
55,281