Mortgages

Essex Savings Bank offers a wide variety of mortgage loan options to meet your individual needs.

Construction to Permanent Mortgage Loans

Build your dream home with only one closing! Remodel your kitchen, bathroom, or add that missing room onto your home. We offer interest only payments for the first year. Our rates are competitive and our experienced residential lenders will help you every step of the way.

Home Equity Lines of Credit

With our Home Equity Lines of Credit, you can borrow using the equity in your home, subject to home value limitations. You can pay down your principal or take advances at any time provided you do not exceed the full amount of your line. Consult your tax advisor for possible tax advantages.

Download the Home Equity Loan Application