Essex Savings Bank offers a wide variety of mortgage loan options to meet your individual needs.
Only 5% Down* on Residences up to $647,200
First Time Home Buyer Program
Applicants may close with their own attorney, but cannot have owned a house or condo in the past three years. Our First Time Home Buyer program applies to owner-occupied dwellings only. Private mortgage insurance required for loan to values over 80%. Loans in this program must be Fannie Mae eligible. Standard application fees apply.
*Maximum Loan-to-Value Ratio – 95% based on the lesser purchase price or appraised valueApply for a Mortgage Online